Upload your CAMS or KFintech CAS PDF and get instant XIRR, Tax P&L, and holdings dashboard. Or calculate SIP, SWP & lumpsum returns. No login. No signup. Free forever.
Upload your CAS PDF and get a complete picture of your mutual fund portfolio in seconds. Free, private, and powerful.
See your real return rate for each fund, not just a rough estimate, but a number that accounts for the exact date and amount of every SIP you made. Shown per fund and for the full portfolio.
See exactly which profits you've made from selling mutual funds, whether they're taxable as short-term or long-term gains, and how much tax you may owe. Works for equity, debt, and ELSS funds.
All your active holdings with units, NAV, market value, unrealised gain/loss, searchable, sortable, and exportable to Excel.
GitHub-style heatmap visualising your investment consistency by date. Spot SIP gaps and investment patterns at a glance.
CAMS & KFintech CAS PDFs • Password-protected PDFs supported • Excel export
Drag & drop your CAS PDF onto the analyzer. Enter the password if protected. The file is read locally by your browser. Nothing is sent anywhere.
Your dashboard loads with XIRR, Tax P&L, all holdings, transaction history, and investment charts. Export to Excel in one click.
A growing suite of mutual fund tools built for Indian investors.
Analyse your CAMS/KFintech CAS PDF. XIRR, Tax P&L, holdings, transaction history, AMC allocation & investment heatmap.
Open AnalyzerCalculate SIP returns with annual step-up option. Year-wise growth charts, investment breakdown, and PDF export.
Calculate SIPCalculate growth on a one-time investment over any period. Visualise compounding with interactive charts and PDF export.
Calculate LumpsumPlan systematic withdrawals from your corpus. See how long it lasts, total withdrawn, and year-wise depletion chart.
Calculate SWPCalculate LTCG and STCG tax on mutual fund redemptions. Covers equity, debt, ELSS, and hybrid funds for FY 2024-25.
Coming SoonEnter any series of investments with their dates and find your true return rate. Useful for checking how well a past SIP or one-time investment actually performed.
Coming SoonUnlike other portfolio trackers that require login and store your transaction history on their servers, MFTools.in works entirely in your browser. Your CAS PDF is read locally and never uploaded to any server. There is no backend. Close the tab and your data is gone.
Zero Server Interaction
PDF parsing, XIRR and Tax P&L all run in your browser. No API calls are ever made with your data.
No Login, No Tracking
We don't know who you are, what you hold, or how much you've invested. There's no account system.
Verifiable in DevTools
Open your browser's Network tab and you'll see zero outbound requests carrying your data. Verify it yourself.
No, absolutely not. When you select your CAS PDF, your browser opens and reads it directly on your device, the same way an app on your computer would open a file. Nothing is sent to our servers because we don't have any. Close the browser tab and everything disappears. We genuinely have no way to see your data.
A Consolidated Account Statement is a combined statement of all your mutual fund investments across all fund houses. To get yours, visit camsonline.com (for CAMS) or kfintech.com (for KFintech), provide your PAN and registered email, and request a detailed CAS. It will be emailed as a PDF — password is typically your PAN in uppercase.
Both CAMS and KFintech CAS PDFs are supported, including password-protected files. The analyzer handles 21+ major Indian AMCs including HDFC, ICICI, SBI, Axis, Mirae Asset, Nippon, Kotak, DSP, Franklin, PGIM, PPFAS, Tata, Invesco, UTI, and more.
Very accurate. It gives the same result as Excel's XIRR formula. We look at every investment you made (date and amount), then calculate what annual return rate would grow all those investments to your current portfolio value. The CAS PDF includes today's unit price for each fund, which we use as the final value.
Yes, the math is correct for whatever return rate you enter. The SIP calculator applies your return monthly on the growing balance, the Lumpsum calculator compounds it annually, and the SWP calculator deducts your withdrawal each month after applying the return. These are projections. Your actual mutual fund returns will differ based on how markets perform.